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Gap Insurance

Needham Gap Insurance

Looking for Gap Insurance?


To get a range of quotes or for more information, contact us here. Alternatively you can give us a call on 02476 354569 to discuss your requirements further. Read to find out more.

What does Gap Insurance do?

Gap insurance offers financial cover for any difference between the value of the vehicle and the balance still owed on the financing in the event of an accident.

Why compare Gap Insurance with Needham Commercial Insurance Services?

Needham Commercial Insurance Services can save you time and money on your Gap insurance. We compare gap insurance policies of all the main commercial insurance companies to find you the right cover at the right price.

What cover does a Gap Insurance Policy provide?

Gap insurance covers any shortfall that you still owe on any finance that is owed when the car is written off, as a result of an accident or theft of the vehicle; enabling you to replace the vehicle at the market value without being financially inconvenienced.

A typical example cover is outlined below :-
Finance owed on vehicle when stolen – £16,000
Current value of the car - £12,000
Gap insurance will pay £4,000 to fulfil the difference in value.

How much Gap Insurance cover will I need?

Gap insurance can be purchased for 2, 3, 4 or 5 years. Gap policies ensures that you will get the financial cost for the purchased price against the value that the insurers value your car at the time of the theft or write off due to an accident.



Get in touch here, or call one of our advisors on 02476 354569 to discuss your requirements.