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Needham Insurance is a specialist insurance broker for home insurance
Why compare home insurance?
Comparing the insurance market to check that you get the best value insurance policy is vitally important because rates can vary massively. It’s also important to consider the differences in the cover available and consider whether you need professional insurance advice before making your choice.
What cover does home insurance provide
There is a wide range of policies available to cover various elements. Typically, Home Insurance policy will insure against flooding, fires, storm damage and theft. Additionally, there may be liability cover for you as the property owner if something happened that caused injury or damage to a third party – for example a roof slate coming loose and falling onto a neighbouring property and causing damage.
Do I need specialist insurance for unoccupied property
If a property is unoccupied, you do need to declare that with your insurance provider. Whether you are selling the property or awaiting probate, or simply because the building is being renovated, you need to ensure that you have adequate insurance. Typically, a regular insurance cover will stipulate that the property should not be unoccupied for more than 30 days. If your property is going to be unoccupied for longer, you should get a specific policy for unoccupied property.
Why choose Needham Insurance for home insurance cover?
Needham Insurance is a specialist in the property insurance sector. We have access to a variety of leading UK insurers and can provide you with the specific cover that you need – often saving you money over generic policies.
Get in touch here, or call one of our advisors on 02476 354569 to discuss your requirements.