Landlords – Are you covered?
With the rise in property being rented out, the thought of not having appropriate cover can be a worry that is something we could all do without.
we will do it together
At Needham Insurance, we pride ourselves in providing you with the best and more cost effective cover you need. We have access to many policies and compare so that you do not have to. Our comprehensive knowledge in all insurance fields means that we will be able to help you every step of the way.
There are many considerations when taking out AV & Electrical contractors Insurance. You are responsible for the safety and workmanship of all your staff and sub-contractors, even if they have their own insurance in place. If anything were to happen, the legal paper work can be overwhelming as well as the cost, which, without the correct insurance in place, could put you out of business.
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As well as protecting your employees, you also need to protect yourself and your assets. When taking on large scale or commercial work, you are exposing yourself to claims to damage, injury and loss of income from your clients if you were at fault for a mistake or accident. You may have done nothing wrong, but while the case is being disputed, you need to have the right cover in place to protect your business.
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Our scheme for Home & Building Automation System Contractors is designed exactly for that – contractors who install domestic smart home systems and those who work with building management systems (BMS) at larger premises. We can also accommodate the ancillary trades, like electrical contracting, audio/visual, security, ventilation and air conditioning.
Significant benefits of our scheme including inefficacy up to the full PL limit, defective workmanship cover where there is damage to third party property or injury, financial loss (including products) and temporary removal of customers’ goods. We also have a great range of optional extensions for your clients, such as fidelity bonding and damage to that part being worked upon (to cover damage caused to a television during installation, for example).
Although our scheme is liabilities led, we can also offer a full package of covers to include Commercial All Risks, Business Interruption, Contract Works, Professional Indemnity, Property Terrorism, Legal Expenses, Directors & Officers Liability and Fidelity Guarantee.
Needham Insurance is a specialist in the Home & Building Automation System Contractors sector. We have access to a variety of leading UK insurers and can provide you with the specific cover that you need – often saving you money over generic policies.
Although our scheme is liabilities led, we can also offer a full package of covers to include Commercial All Risks, Business Interruption, Contract Works, Professional Indemnity, Property Terrorism, Legal Expenses, Directors & Officers Liability and Fidelity Guarantee.
With the rise in property being rented out, the thought of not having appropriate cover can be a worry that is something we could all do without.
Call : 0343 5065 806