Landlords – Are you covered?
With the rise in property being rented out, the thought of not having appropriate cover can be a worry that is something we could all do without.
we will do it together
At Needham Insurance, we pride ourselves in providing you with the best and more cost effective cover you need. We have access to many policies and compare so that you do not have to. Our comprehensive knowledge in all insurance fields means that we will be able to help you every step of the way.
Needham Insurance is a specialist insurance broker for property insurance.
If a property is unoccupied, you do need to declare that with your insurance provider. Whether you are selling the property or awaiting probate, or simply because the building is being renovated, you need to ensure that you have adequate insurance. Typically, a regular insurance cover will stipulate that the property should not be unoccupied for more than 30 days. If your property is going to be unoccupied for longer, you should get a specific policy for unoccupied property.
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It is so important that you know the value of not only your home but all the contents of what you want to insure. Be realistic and consider all belongings, especially your wardrobe; you will be surprised the value of what you own. Other considerations are any expensive items over the value of £1500 and any contents you wish to insure away from the home.
Click on the link below and complete the enquiry form today
Typically, Property Insurance policy will insure against flooding, fires, storm damage and theft. Additionally, there may be liability cover for you as the property owner if something happened that caused injury or damage to a third party – for example a roof slate coming loose and falling onto a neighbouring property and causing damage.
Comparing the insurance market to check that you get the best value insurance policy is vitally important because rates can vary massively. It’s also important to consider the differences in the cover available and consider whether you need professional insurance advice before making your choice.
Needham Insurance is a specialist in the property insurance sector. We have access to a variety of leading UK insurers and can provide you with the specific cover that you need – often saving you money over generic policies.
If a property is unoccupied, you do need to declare that with your insurance provider. Whether you are selling the property or awaiting probate, or simply because the building is being renovated, you need to ensure that you have adequate insurance. Typically, a regular insurance cover will stipulate that the property should not be unoccupied for more than 30 days. If your property is going to be unoccupied for longer, you should get a specific policy for unoccupied property.
With the rise in property being rented out, the thought of not having appropriate cover can be a worry that is something we could all do without.
Call : 0343 5065 806