we will do it together
At Needham Insurance, we pride ourselves in providing you with the best and more cost effective cover you need. We have access to many policies and compare so that you do not have to. Our comprehensive knowledge in all insurance fields means that we will be able to help you every step of the way.
Construction insurance is there to protect you against liabilities. With the UK being an economy that shrives on the Construction industry you need to ensure that you are correctly covered for the contracts that you are carrying out.
This is where using an Insurance Broker with a knowledge of the Construction Industry is vital.
The law requires construction contractors to take out insurance to cover these needs and expands to including general contractors, Heavy contractors, specialised contractors and home improvement companies.
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Construction insurance covers for things such as:
1. Property damage, damage to your property or equipment
2. Income loss due to various factors like theft or vandalism.
3. Employee workplace related injuries
4. Liability claims, injuries or property damage caused by you to others outside of your company.
Firstly our expert advisors will ensure that you get the right policy needed, but you may wish to consider the following:
What is the project?
How many workers/employees do you have?
What are the anticipated risks?
What do you want to protect yourself against?
What’s the size of your company?
Which type of work are you performing?
Most policies include the following:
Vandalism and malicious damage
The best way to get the best possible rates is to use an independent insurance broker, like Needham Insurance. We are able to compare deals across the whole market for you and introduce you to the policy that meets your needs and circumstances.
Most insurance companies do not cover damage caused by negligence or by poorly executed building plans, faulty workmanship or faulty materials.
Terrorism or war
If you feel that any of the above exclusions need to be insured, please discuss these requirements with our expert advisors and we can look at alternative options with you.