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At Needham Insurance, we pride ourselves in providing you with the best and more cost effective cover you need. We have access to many policies and compare so that you do not have to. Our comprehensive knowledge in all insurance fields means that we will be able to help you every step of the way.
Needham Insurance can arrange Travel Insurance for any trip whether it be for the UK, Europe or Worldwide. The type and level of cover will depend upon the countries that you are visiting and the duration of your travel.
Travel insurance could protect you against unforeseen circumstances that might leave you out of pocket whilst on holiday such as lost luggage, delayed flights or hospital bills.
The most common type of policy is for a single trip. If you go on holiday more often we can also arrange annual cover, which will cover you for every trip made in the calendar year.
According to the Association of British Insurers (ABI), someone claims on their travel insurance every minute, with travel insurance claims being the highest since 2010. Furthermore, 3,000 holiday makers every week need emergency medical treatment abroad and are being helped by travel insurers.
The shocking statistic is still (according to ABI) that 1 in 4 people are travelling without travel insurance and taking a risk in this very volatile environment where claims are on the rise. There is also a significant rise in cancellation claims, driven by airline disruption and bad weather at home and abroad. Therefore, Needham Insurance will always recommend that you buy your travel insurance as soon as you book your holiday, not at the last minute.
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It is important that you get the cover that is right for you and the type of trip you are planning.
Most policies include Loss of baggage, cancellations, theft, medical treatment and medical repatriation.
If you are considering winter sports or extreme sports whilst on holiday, you will need to declare as these are not normally included in standard policies.
The normal personal details are required, such as name, address, phone number, age, gender, email and type of cover you would like. Knowing the countries, you intend to visit is an advantage so that you get the cover you need. If you are planning a single trip policy, the dates you are travelling are needed. Please also ensure that you share any medical history as well as if these declared when taking out the policy, you could invalidate your policy.
Annual and single trip policies cover you between 90 and 100 days, so if you are planning on an extended trip for longer, you must declare this when taking out the policy.
We strongly recommend that you take out travel insurance as soon as you have booked your holiday. This means that you are covered in the unfortunate occurrence that you need to cancel your holiday.
You must disclose any medical conditions when you take out the policy. If you have a pre-existing medical condition, this also must be declared and can be part of the cover you can get with justtravelcover.com.
Ensure that you have the emergency contact number, given to you by justtravelcover.com, when you are away and that you have your policy number. If it is an emergency we will be the first people who will be able to help.
You should contact your airline or travel agent for advice. Our travel insurance policies offer some cover for missed flights due to your journey to the airport being disrupted in certain circumstances, so check when you take out your policy with us. If your flight is delayed by bad weather, then policies may pay a fixed cash sum after a specified number of hours delay, and also if delay caused by bad weather forces you to abandon your trip.