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We may collect, store and use the following kinds of personal information:
We may send a cookie which may be stored by your browser on your computer’s hard drive. We may use that information to recognise your computer when you visit our website, and to personalise our website for you.
We may also use the information we obtain from the cookie in the administration of this website, to improve the website’s usability and for marketing purposes.
Most browsers allow you to refuse to accept cookies. This will, however, have a negative impact upon the usability of many websites, including this one.
We use an analytics programme to monitor use of this website. This programme generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to our website is used to create reports about the use of the website.
You can inform us at any time if you no longer require marketing communications to be sent by emailing us at firstname.lastname@example.org
Needham Insurance Services will not sell, trade or rent your information for the purposes of direct marketing.
We will never disclose information about you to third parties, except to fulfil your specific instructions for a product or in the event that third parties deliver the relevant service. For example, if you take out an insurance policy provided by a third party, they will need your details in order to administer the policy and process any claims.
Similarly, if you choose to spread the cost of your insurance over the year, your payment details may be passed to a third party company to set up and administer the financing for your premiums. Needham Insurance Services does not currently retain any of your debit or debit card payment details.
Other circumstances where we are operationally or contractually obliged to pass on your information may be where third parties administer part or all of the service, underwriting, for pricing purposes, testing, and to maintain management information for business analysis.
If you linked to our website from a third party site, we may share some of your information with the third party site operator. The third party may use this information for:
We will supply the third party site operator with information such as the effective date of any insurance policy which you purchase through our website and any premiums (including any renewal premiums) paid for that policy. They will only use this information for internal business and accounting purposes to invoice Needham Services for internet marketing services.
If you are in the European Union, information which you provide may be transferred to countries (including the United States, Australia, India and Japan) which do not have data protection laws equivalent to those in force in the European Union. You expressly agree to such transfers.
We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
We will store all the personal information you provide on our secure servers. All electronic transactions you make to or receive from us will be encrypted using SSL technology.
Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
You are responsible for keeping your user name and password confidential. We will not ask you for your password.
You may instruct us to provide you with any personal information we hold about you. Provision of such information may be subject to the payment of a fee (currently fixed at £10.00) by credit or debit card.
You may instruct us not to process your personal data for marketing purposes by email by sending an email to email@example.com at any time. In practice, you will usually either expressly agree in advance to our use of your personal data for marketing purposes, or we will provide you with an opportunity to opt-out of the use of your personal data for marketing purposes.
Please note that we will still send you email reminders about changes you make to your business insurance policies, when your policies are coming up for renewal, and so on.
The Needham Insurance Services website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites. Their inclusion cannot be taken to imply any endorsement or validation by us of their content.
Needham Insurance Services is not responsible for any privacy practices in place for third party websites, nor do we accept any liability in connection with their content.
If false or inaccurate information is provided and fraud is identified or suspected, details may be passed to fraud prevention agencies.
Law enforcement agencies may access and use this information.
We and other organisations may also access and use this information to prevent fraud and money laundering, for example when:
We, and other organisations that may access and use information recorded by fraud prevention agencies, may do so from other countries.
Please ensure that the personal information we hold about you is correct and up-to-date using the facilities available on this website.
We endeavour to publish accurate, up-to-date information on this site, but [Broker Name] does not accept any liability for any inaccuracies or omissions. Nor does Needham Insurance Services accept liability for any direct, indirect, special, consequential or other losses or damages of any kind arising from the use of this website or information contained within it.
If you would like a copy of the information we hold about you, please send an email to firstname.lastname@example.org Provision of such information may be subject to the payment of a fee (currently fixed at £10.00) by credit or debit card.
Alternatively get in touch by calling one of our advisors on 02476 354569 or 02476 326213 to discuss your requirements.